Loan Schemes

• Loan limit - 100000
• Rate of interest - 13% p.a
• Quick disbursal loan.
• Sanction within 48 hrs.
• Repayment within 36 months.

• Loan limit – 300000
• Rate of interest – 13% p.a
• Security expected.
• Repayment within 36 months.

• For purchase of new flat, bungalows and to build new house.
• Maximum loan limit – 5000000/-
• Repayment period – 180 months.
• Rate of interest – 10% p.a.
• Margin – 25% (to be calculated on offer letter.)
• English mortgage/ simple mortgage/ equitable mortgage/ the flat/ the house.

• Rate of interest- 12.00% p.a.

• Eligible to confirmed staff of Government Departments, Semi Government, High Schools, Higher Secondary, Corporations, Aided Institutions.
• Maximum loan limit – 20,00,000/-.
• Repayment period – 240 months or the remaining years of service left, whichever is lower
• Rate of interest – 10.75% .

• For pvt ltd company, public banks, banks
• Maximum Loan amount – 10,00,000/-
• Compulsory ECS for salary crediting bank account
• Period – 10 years
• Rate of interest – 13%
• Liquid security – 25%

• Branch manager’s power to sanction gold loan upto maximum 300000/- limit.
• Above 3 lakhs to 5 lakhs maybe sanctioned officially prior approval from head office.
• Maximum 5 lakhs
• Instant gold loan
• Rs. 5,000 per gram.
• Rate of interest- 11%.

• Loan limit – 5,00,000/-
• Repayment period – 60 months
• Security – 60% to 100%
• Repayment period – 84 months
• Rate of interest – 13% p.a.

• Rate of interest- 11.00% p.a.

• Rate of interest- 13.00% p.a.

• Rate of interest- 10.00% p.a.

• Maximum loan limit – 5,00,000/-
• Repayment period – maximum 120 months.
• Rate of interest 12.50% p.a.
• Margin – 25% margin (margin to be calculated on offer letter or agreement for sale)

• Commercial Vehicle

               Rate of interest – 13.00% p.a.

• Personal/Private Vehicle

Rate of interest – 10.00% p.a.

• Old Vehicle(Not more than 3 years)

Rate of interest – 13.00% p.a.

1. Maximum Loan Limit up to Rs. 3,00,000/- (Three Lakhs only.)
2. Age limit from 60 Years to 65 Years of age.
3. Rate of Interest @10% P.A.
4. Repayment through ECS from pension a/c of Employee.
5. Repayment period of 3 Years.
6. If default in EMI's interest rate applicable @ 12% P.A.
7. The Pension proof required to be obtained & held on record as a proof of pensioner.
8. Suitable One surety to be obtained.
9. Processing charges 0.50% on Loan amount.

• Loan on pigmy, RD, LRD, fixed deposit
• Loan limit – 90%
• Repayment period – 12 months/ till date of maturity
• Rate of interest – 12% p.a. on pigmy deposit
  • 02% extra rate of interest on RD, LRD, fixed deposit

• Rate of interest – 12.00% p.a.

• Loan limit – 75% face value of certificate
• Repayment period – 12 months till date of maturity
• Rate of interest – 13% p.a.
• Security – NSC/KVP certificate as security for loan

• Rate of interest – 12.00% p.a.

• Rate of interest – 12.00% p.a.

• Rate of interest – 10.00% p.a.

• Rate of interest – 10.00% p.a.