Interest Rates on Deposit Schemes effective from 13 March 2023
| Deposit Schemes | Interest Rate |
| Current Account | NIL |
| Savings Bank Account | 3.00% |
| Balshri Saving Deposit | 5.00% |
| Fixed Deposits | |
| for 15 days to 45 days | 4.50% |
| 46 days to 180 days | 5.50% |
| 181 days to less than 12 months | 6.50% |
| 12 months to less than 24 months | 7.75% |
| 2 years up to 3 years | 7.50% |
| Above 3 years up to 5 years | 7.50% |
| Above 5 years up to 10 years | 6.75% |
| Monthly Pension Scheme | 7.50% |
| Recurring Deposit | |
| For (1 year) | 8.25% |
| For (2 years) | 8.50% |
| For (3 years) | 8.50% |
| For (4 years) | 8.25% |
| For (5 years) | 8.00% |
| Pigmy Deposit (1 year) | 3.00% |
| Lakhpathi Recurring Deposit @ 8.5% – Monthly Installment Rs. 1400/- for 5 years, Maturity Amount :- Rs. 1,04,793/- | |
| Lakhpathi Recurring Deposit @ 8.5% — Monthly Installment Rs. 6700/- for 5 years, Maturity Amount :- Rs. 5,01,508/- | |
| Senior citizens for period of one year and above — 0.50% p.a. extra | |
| Maximum period of deposit 10 years | |
| Automatic renewal of fixed deposits is possible | |
| Premature refund of Term deposits :- Penalty at 1% below the applicable ROI for the completed period of the deposit (FDR/RD/LRD etc.) | |
| Interest can be paid Monthly/Qtly/Hly/Yly at simple ROI | |
| Pragyan recurring deposit Rs. 5200/- @8.83% p.a. Maturity Rs.10,00,000/- 10 years Pragyan recurring deposit Rs. 2600/- @8.83% p.a. Maturity Rs.5,00,000/- 10 years |